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What You Need to Know During Open Enrollment

It’s time for open enrollment — the period when you may apply for health insurance for the first time, renew your current health plan, or switch to a new one. Here are the dates for open enrollment this year:

  • For Medicare: Oct. 15-Dec. 7, 2018
  • For plans through New York State of Health: Nov. 1, 2018-Jan. 31, 2019 (Apply by Dec. 15 for Jan. 1 coverage; apply by Jan. 15 for Feb. 1 coverage.)

As you compare the coverage offered by different companies, keep in mind that not all plans have in-network access to Roswell Park Comprehensive Cancer Center and its providers. A complete list of health plans and networks can be found at roswellpark.org/areyoucovered.

For plans that do offer in-network access, review your benefit options carefully. Different plans can come with very different out-of-pocket costs for specialist office visits, outpatient surgery, chemotherapy, radiation therapy, medical imaging and inpatient care.

For plans that don’t offer in-network access, find out if they provide out-of-network benefits. If so, are authorizations required for out-of-network care at Roswell Park? How much will you pay for the deductible and coinsurance, and what is the out-of-pocket maximum?

For detailed information, check each plan’s provider directory or contact the insurer you are considering. If you still have questions about your insurance, call a Roswell Park financial counselor at 716-845-4782.

Share this information with friends and family so they can be certain they’ll have the option of choosing Roswell Park for their own treatment if the need arises in the future.