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    The average interest rate on refinanced student loans fell last week. For many borrowers, rates remain low enough to make refinancing a good option. According to, from September 12 to September 17, the average fixed interest rate on a 10-year refinance loan was 5.50%. It was 3.85% on a five-year variable-rate loan. That’s for […]

    Certification in a specific skill or subject can help you advance in your job, strengthen your resume or pivot careers. Whatever the case may be, certificate programs can give your professional life—and your earning potential—a boost. However, they can be expensive. Luckily, you don’t have to cover the cost upfront. If you need a student […]

    With the Biden administration’s announcement to cancel up to $20,000 in federal student loan debt for low- to middle-income borrowers, many consumers see a chance to gain some financial ground. Unfortunately, scammers have recognized the same opportunity. Student loan forgiveness scams have already seen an uptick since the announcement was made. Here are the signs […]


    Federal student loan payments have been paused for borrowers since March 2020. While borrowers have long been allowed to request refunds of any payments made during the payment freeze, few people seemed to know about that benefit. Now, this refund opportunity is even more important after the Biden administration made a historic announcement: It will […]

    After President Joe Biden’s historic student loan forgiveness announcement, millions of Americans are taking a second look at their finances. Federal student loan borrowers are eligible for up to $10,000 or $20,000 in debt cancellation, as long as they earn less than $125,000 annually (or less than $250,000 if filing taxes jointly). Up to 43 […]

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