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Sunday deadline looms for NY State of Health enrollment

New Yorkers have only until Sunday to enroll in individual coverage through the state’s health insurance exchange.

The state Health Department on Monday reminded people who lack health insurance of Sunday’s deadline and urged them to visit the NY State of Health website, nystateofhealth.ny.gov, to get more information about enrolling. Individuals who miss the deadline will have to wait to sign up for coverage that takes effect in 2017 unless they have a qualifying “life event” such as marriage, losing a job that provided health insurance or they become pregnant.

Enrollment on the small-business exchange — and for Medicaid, Child Health Plus and a new, more-affordable Essential Plan — runs year-round.

Experts warn that the penalty for going without health insurance is increasing again, from $325 per person, or 2 percent of income in 2015, to $695 per person, or 2.5 percent of your income for 2016.

The Health Department also is sending tax documents to insurance enrollees: Form 1095-A to those enrolled in a private health plan and Form 1095-B to those enrolled in Medicaid or Child Health Plus. For more information on the forms, call the state’s dedicated help line at 1-855-766-7860 or visit info.nystateofhealth.ny.gov/TaxCredits.

As of now, more than 2.7 million people are enrolled in coverage through the state exchange, according to the department: 1.9 million in Medicaid, 356,000 people in the low-cost Essential Plan for lower-income residents, 260,000 in a private health plan and 210,000 children in Child Health Plus.