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Bankruptcy filings are down, real estate transactions are posted and college students get tips on penny pinching

From Business Today:

The man driving the explosive growth at First Niagara Financial Group is a relative newcomer to FIRST NIAGARA banking. An accountant by training, John Koelmel decided to try banking, and  the rest, as they say, is history.
PiggyBank

Bankruptcy filings were down 30 percent last month in Western New York. There were 511 filings last month, compared to 732 a year ago. That's the fourth lowest for any month in more than 10 years. Filings have dropped 18 out of the last 19 months. Filings fell 18 percent nationally. A local bankruptcy attorney posited that filings were down because consumers are not getting themselves into credit debt as they once did. Our economy, the expert said, is moving more toward production and investment and away from consumption. Another said people just can not afford to file.

Homesales

Check out Erie and Niagara County's real estate transactions. Included in the most recent numbers are the most expensive house sold in Erie County ($2.03 million), the average home price in Erie ($182,186) and Niagara ($114,169) Counties, and the number of sales in each (361 in Erie County, 66 in Niagara County).

 

 

From MoneySmart:

RiczaLopezBuffStateDorm

As students gear up for the fall college semester, MoneySmart compiled tips to help students save money during those typically lean years. Included among them are ways to save on technology, books, money, food, dining, transportation, entertainment and shopping.

 

 

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