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Keeping You MoneySmart

As a mother of four, Kathy Flynn of Lockport says she has been "practicing the art of being practical for many years." She buys children's books, jewelry, arts and crafts, clothing and other items that would make good children's gifts year round when she finds them at a great bargain. She keeps them stored in her closet, and then sets her kids free to "shop" there when their friends' birthdays roll around.

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