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Tip of the Day:

Beware of pop-up ads disguised as your computer's security warning. Clicking on them can launch spyware. Enable your pop-up blocker to prevent them. If they get through, close them by clicking on the X in the corner, not within the window.

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On the Blog:

Do you talk about the economic crisis with your children? Share your opinions at buffalonews.com/moneysmart.

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Inside:

Credit card rates are becoming more volatile amid the credit crisis. Page B9.

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