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The mortgage rate being offered through a $1 billion refinance program by the Neighborhood Assistance Corporation of America is 1 percentage point below the fair market rate offered to prime borrowers. The description of the rate was incorrect in a story in Thursday's editions.

The Buffalo News corrects published errors of substance. To request a correction, please notify the editor by writing to: P.O. Box 100, Buffalo, NY 14240. Or call The News at 849-4444 and ask to speak to the editor of the department in which the article was published. Or fax your request to 856-5150.

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