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Rates on 30-year and 15-year mortgages fell this week to the lowest levels seen in six months, good news for people wanting to buy a home or refinance.

Freddie Mac, in its weekly, nationwide survey, reported Thursday that rates on 30-year, fixed-rate mortgages averaged 5.69 percent for the week ending Oct. 21, down from 5.74 percent last week. For 15-year, fixed-rate mortgages, rates dropped this week to 5.07 percent, compared with 5.14 percent last week.

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