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When you shop for any type of insurance, you should compare premiums from several companies in order to find the best price, says Changing Times magazine. The Alliance of American Insurers has released the latest average homeowner's insurance costs, which can help you get an idea of what a policy should cost for your house.

The average premium for a house valued at less than $50,000 is $304, the alliance says. The average price goes to $337 for a house valued between $50,000 and $75,000. For a house worth between $75,000 and $125,000, the average cost is $380. And for the lucky homeowner whose house is worth between $125,000 and $200,000, the average premium is $472, it says.

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