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900 Services Inc. of Manhattan will give refunds to people who called "900" telephone numbers seeking credit cards or loans and instead ended up with bills for up to $50 for the calls, Attorney General Robert Abrams said Monday.

Abrams said about 650 people had been induced to call telephone numbers advertised on matchbooks that promised loans and credit cards with $5,000 credit limits. Those seeking cards "paid another $5 to get a charge card good only for purchases in a catalog owned by another company," Abrams said.

Those who called were given a list of federal agencies that offered housing loans and project grants.

Under the agreement, the firm must advertise the refund policy in newspapers across the state and pay the state $16,000 in penalties and costs, Abrams said.

People who called the numbers can obtain refunds or telephone bill credits by sending copies of their telephone bills to
TelesphereMedia 4, Two Mid America Plaza, Suite 500, Overbrook Terrace, Ill. 60181.

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