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Letter: Leaders have failed to focus on working-class citizens

Leaders have failed to focus on working-class citizens

We need elected officials who are going to look out for working-class people. While I can understand the focus on the poor and people on fixed incomes, what about the average working person who is faced with rising medical insurance costs? Not only do my premiums rise every year, my co-payments also increase. I am paying out more money for less coverage.

The statements I receive from my insurance company are difficult to understand, I am often told that while a procedure I have received is covered I am still responsible because the cost is applied to my deductible. Then there are the so called out-of-pocket expenses. In 2014 I was hospitalized for a period of four days. I received a statement from my insurance company stating I was responsible for $700, this just happened to be 10 percent of the hospital bill. I was told this was an out-of-pocket expense. This charge was never adequately explained to me; I still have no idea how the insurance company came up with this one.

We need elected officials who are going to represent the working class who pay most of the taxes and seem to be getting less in return.

Michael A. Krellner

West Seneca