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MoneySmart

Tip of the Day:

Split magazine subscriptions with friends. That way, you can receive twice as many magazines and trade them each month or week.

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On the Blog:

Sold any gold lately? What was the experience like? Share your opinions at buffalonews.com/moneysmart.

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Inside:

The FDIC has eased rules on trust beneficiaries to allow distant relatives and friends. Page B9.

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