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MoneySmart

Tip of the Day:

Think you're saving electricity by using a mini-fridge? Guess again. Consumer Reports found that dorm-sized fridges use 75 percent of the energy full-sized ones do, but offer just one-tenth of the storage.

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On the Blog:

Has the financial meltdown affected your retirement plans? Share your opinions at buffalonews.com/blogs.

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Coming Monday in MoneySmart:

Blow Up Balloons, Not Budgets There are plenty of ways to save money on your child's birthday party without skimping on the fun.

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