Automakers' sales fell sharply in September, due in part to the spreading credit crisis.
Some dealers around the country say they are hurting because customers can't get loans, due to tighter restrictions from lenders. But some local dealers say the problem hasn't really affected them; they say consumers' lack of confidence in the economy is a more likely the cause of a sales slowdown.
What is your own experience? Have you been turned down for a car loan, are you holding off on buying because of the economy, or are you taking advantage of the offers and buying?
-- Matt Glynn